Sikhungo sekuPhepha

01Ngaphambi nangetikhatsi setincoko

Gcinani tinhlavu temali, buhlonishwa, likheli, umsebenti, kanye nemaphasiwedi e-akhawunti kuyimfihlo kuze kube sewukulinganise ngekuzimela kwekwetsemba.

• Ungakaze utfumele imali, emakhadi etipho, crypto, emaphasiwedi, emakhodi esikhatsi sinye, nobe emadokhumenti ebunikazi.
• Vimba futsi ubike kucindezela, bugebengu, kusongela, kulingisa, nobe imidiya lengakafanele.

02Kuhlangana mathupha

Hlangana endzaweni yumphakathi, lawula tekutfolakala kwakho, bika lomunye umuntfu lotsembekile, gcina lucingo lwakho luhlawulisiwe, futsi sukuma bahamba nangabe utiva ungaphephile.

03Umkhawulo wetimo letiphutfumako

72 akusilo litfuba letimo letiphutfumako nobe kusebenta kwemaphoyisa. Xhumana netinsita tekuphutfumisa tetindzawo nangabe kukhona umuntfu losengotini lesheshako.

04Inhloso nemikhawulo

72 ingase isebentise kuqinisekiswa ngelucingo, liveness, ikhamera yangempela, kuhambisana kwephrofayili, simo sesithombe lesiyinhloko sephrofayili lesiqinisekisiwe, kubika, kukhinyeta, kuphatfwa, netincenye tekuphepha letisekelwa yi-AI kunciphisa bungoti. Leti akusito tinsita tetimo letiphutfumako, emaphoyisa, kucebisa ngemphilo yengcondvo, kucebisa ngemshado/nobe budlelwane, kuqinisekisa bungako bomtsetfo, KYC, noma tinqinisekiso tekuphepha.

05Simo lesiphutfumako

Nawukhona bungoti bemtimba, tinsongo, kucindzetelwa ngemali, bungoti bekutibulala, kusetjentiswa kabi ngelucansi, kulimata lokusolakala kuhlangene nebantfwana labancane, noma lenye indzaba yekuphepha lesheshako, tfola tinsita tetimo letiphutfumako tesendzawo, ticuku temtsetfo, noma umuntfu lotsembekile masinyane. Emathuluzi ebika nekukwinyeta epulatifomu abalulekile, kodvwa awanele esimweni lesiphutfumako. 72 akusiyo imisebenti yamaphoyisa, i-ambulensi, inamba yekululeka kwesimo lesiphutfumako, noma insita yekungenela kwesimo lesiphutfumako yesikhatsi sangempela.

06Kuqinisekiswa netimphawu tekusetsemba

Timphawu tekucinisekisa nekufana tikuletwe kunciphisa bungoti betiphrofayili letimanga, replay, bot, kutitsatsa njengalomunye, kanye nekusebentisa kabi. Akusiko kuqinisekiswa kwe-KYC lokusemtsetfweni, kuqinisekiswa kwelubuwana ngokusemtsetfweni, kuqinisekiswa kweminyaka/bulili/indzawo lokuqinisekisiwe, noma sici sekusetsemba. Bika kungahambisani noma kutiphatsa lokusolisako.

07Ngaphambi kokutsi ucale kukhulumisana

Buka kahle lwati lwephrofayili, ucophele ekutsandzaneni lokusheshako kakhulu, imali, noma timangalo tephutfumako, wakhe kutsemba ngaphambi kwekwehlanganyela ngedatha yakho yangasese, futsi ubeke imingcele kusekucala. Tsatsa tindzaba letingahambisani, kucindzetela, noma ticelo tekuphuma epulatifomu sheshisile njenge timphawu tebungoti. Sebentisa dlula, khinyeta, bika, noma suka uma kukhona lokungakulingani.

08Imali, emasu okweba, kanye ne-ratuma yelutsandvo

Ungatfumeli mali. Cophelela nge-gift cards, crypto, kutshalwa kwetimali, forex, imininingwane yasebhange, link tekwakha imali, imali yengcindezelo, amathikithi endizeni, imali ye-visa, imali yesibhedlela, sikweleti, noma ticelo letifanana nako. Bika basebentisi labenta kuthetsisa kucala kutsandzana bese bacele imali. Tinhlinki te-phishing, emafayela, emakhasini ekukhokha angaphandle kwepulatifomu, kucindzetela ngemali, kanye ne-sextortion kuyimphawu tebungoti.

09Kuphepha kwelwati lwangasese

Ungabelani ngetinombolo tetcingo, tikheli temakhaya, lwati lwemsebenti noma lwesikole, lwati lwemndeni, i-ID yebuholi, imininingwane yepasipoti, lwati lwebhange, ema-akhawunti etinkhundla temphakatsi, emaphasiwedi esikhatsi sinye, live location, noma titfombe/tivideo letibucayi kusenesikhatsi kakhulu. Ungabelani ngelwati lwangasehlo lolomunye umsebenzisi ngaphandle kwemvumo. Doxxing, kwembula, tinsongo, kanye nekucindzetela ngemali kuvinjelwe.

10Kuhlangana empilweni yangempela

72 ayikwazi kulawula kuhlangana emhlabeni wangempela futsi ayiqinisi kuphepha emhlabeni wangempela.

• Hlangana kucala endzaweni yemphakatsi.
• Tjela umngani noma lilunga lemndeni lapho uya khona.
• Lawula kutsutswa kwakho.
• Cabanga ngekwabelana ngelokushintsa nalomuntfu lometsembako.
• Cophelela ngecindezelo lebandakanya i-alikholi, tidzakamizwa, tindzawo letihlukanisile, noma tindzawo tetimfihlo.
• Gcina kulawula tintfo takho nekunatsa kwakho.
• Suka uma utiva ungakhululekile.
• Tfula tinsita tetimo letiphutfumako tesendzawo noma ticuku temtsetfo nawukhona bungoti.

11Tingeniso temhlaba wonkhe kanye netilwimi letihlangene

Nawuhlangana nebasebentisi labavela emaveni lehlukene, tilwimi, nobe emasiko, caphela kutsi kuhumusha, kubhala phansi, kungenteka kungabi kahle nobe kungapheleli. Caphela kakhulu imali, i-visa, kuhamba, tipho, kutjala imali, kanye neticelo tekutsandzana letihamba emabanga lamadze.

12Kuphepha kwe-AI kanye nekuhunyushwa

Kuhumusha kwe-AI, kubhala phansi, kanye nelusito lwembhalo wephrofayili kungenteka kungabi ngulokunembile. Umphumela we-AI akucinisekisi kutsi umuntfu uphephile, wetsembekile, uyahambisana, ukhonjwe kahle, nobe unetinhloso letinhle. Tincumo tekugcina tihlala tingumsebenti wemsebentisi.

13Umhlahlandlela wekubika nekubhloka

Bika bantfwana labancane, tikhwama tekukorobha, ticelo talemali, kuhlukumeta, kucindzetela ngokocansi, kusongela, inzondo, tiphrofayili temanga, kukuntjintja umuntfu, kurekhoda kungakavunyelwa, imidiya lengakavumelwana ngayo, kuhlukunyetwa kwelipulatifomu, nome tingoti tekuphepha. Sebentisa block nawutiva ungakhululekile, ucindzetelekile, ungaphephile, nome nawemingcele inganakwa. Sicelo somsebenzisi lobikako sivame kungavezi umuntfu wakhe. Kubika ngenhloso lembi nome kwemanga kungaholela ekusebentisweni kwetinyathelo.

14Emva kwekubika kantsi uma ubikwe

72 ingemukela umbiko, isebentise emathuluzi asekutomatiki kanye nekubuyeketa ngumuntfu, ifihle lokuqukethwe, ivale nome ifake emidiya ekaranti, imise imisebenti, imelise nome iphelise ema-akhawunti, futsi icele kuqinisekiswa lokungeziwe. Kusekelwa nome tindlela tekukhononda kungaba khona kute nje etimeni letitsite, kodvwa sikhalo asiticinisekisi kubuyiselwa kwe-akhawunti nome lokuqukethwe.

15Lokungakwati kugwenywa ngokuphelele ngu-72

72 ayikwati kugwema ngokuphelele kurekhoda ngetshetfu lelinye, screenshots, screen recording, tetekelo temanga ngabasebentisi, tinkhulumiswano letingekho epulatifomuni, tingoti telive langempela, emaphutsa e-AI/kuthunyelwa kwelulwimi, kuncenga kwetimali konkhe, umzamo wawo onkhe wemaphrofayili emanga, nome kusebentisa budedengu imidiya ngumunye umsebentisi. 72 isengasebentisa tibonakaliso tekuphepha, kubika, moderation, kulawula kufinyelela, imikhawulo yomkhiqizo, kanye nekusebentisa tenchubo kusebenta kugwema leto tingoti.

16Kuvuma nemingcele

Beka imingcele yakho futsi uhloniphe leye bantfu. Ingcoco, kubhalisa, sikhatsi sekuhumusha lesabelwane ngaso noma umnikelo wamukelwe akukakhi sitfungo sekuphendvula, kwabelana ngemidvwebo, kuhlangana noma kuchubeka nobe buhlobo. Yima nangabe umuntfu asho cha, ahoxisa kuvuma, akuvimba noma aphelisa ingcoco. Bika kucindzetelwa, kucindzetelwa ngesondo, tinsongo, imidiya yangasese lengavumelwananga, kucindzetelwa noma kubamba ngelikhoni. Funani lusito lwephuthumayo lwasekhaya nangabe kukhona loyo lokungcupheni lokuphuthumako.